When considering gynaecological or fertility treatment, the cost is an important factor alongside the quality of care and aftercare you will receive. The total expense will vary depending on whether you have Private Health Insurance with the appropriate level of cover, are uninsured, or plan to access your Superannuation under Compassionate Grounds.
For gynaecology or fertility treatments, you will fall into one of the following categories:
We treat private fee patients. Choosing to be a private patient offers several advantages:
After your hospital discharge, your care and follow-up appointments will be managed by your specialist and their team. These follow-ups can be conducted at:
As a private patient, our specialist will personally perform your surgery and oversee your care if you are admitted as an inpatient. All follow-up appointments will take place in our private rooms.
We provide informed financial consent to all patients prior to treatment. This includes a pre-treatment estimate of your surgical costs.
While the fees may vary based on the specific treatment plan, our practice’s fees are generally aligned with the Australian Medical Association’s recommended fee schedule. This often means there will be a ‘gap’ between our surgical fees and what is covered by Medicare and your private health insurance.
If you have any concerns about the fee estimate or any other billing issues, please speak with our staff. They can assist you in understanding the charges and rebate structures, making the process as smooth as possible.
Our practice fees for consultations or surgery are just one part of your overall treatment cost. Other potential fees may include:
It’s important to check with your health fund to confirm what is covered under your plan for these additional services.
Having private health insurance that covers gynaecology and fertility services is often the best option. It typically covers most inpatient hospital services and any additional needs, such as extended hospital stays, further tests or investigations, and medications.
If your private health insurance covers these services, it usually includes:
Partial coverage may be provided for:
There will likely be a gap for the following:
If you do not have the appropriate level of private health insurance, you have a few options:
Some costs may be partially covered by Medicare, such as:
Some patients may be eligible to use their superannuation to pay for out-of-pocket costs under compassionate grounds. Please discuss this option with your surgeon during your first consultation.
Our reception staff will be happy to advise you of the consultation fee upon booking an appointment over the telephone. Fees for consultation along with other necessary forms will also be sent to you for your convenience upon booking an appointment.
Surgical fees are billed directly to the Health Insurance Providers. Often there are additional fees for out-of pocket co-payments, these amounts may vary depending on the payment type and the complexity of your surgery or procedure. Patients will be advised, in writing, after the consultation, with a fee estimate and the amount of any gap payment.
Fees or programs available for uninsured patients are advised by the accounts manager upon request.
Payment on the day of consultation is much appreciated. For your convenience we accept a number of payment methods in the rooms, by online.
While there are various medical finance specialists available to help fund medical procedures, we currently do not have any formal associations with these providers. We recommend that patients contact these providers directly to discuss their options and find the best solution for their needs.
Patients may apply to Centrelink for an early release of superannuation funds to cover part or all of the costs involved. More details can be found on the Centrelink website.
If you chose to apply for this, three documents need to be lodged:
Completed application form - click for more information
Please note that processing time by Centrelink generally takes around 3 weeks, and allow a further 4-6 weeks for your superannuation fund to release the funds to your personal bank account.
Tax Rebate Scheme For Medical Expenses
A significant rebate can be claimed through your end of year tax return if you incur medical expenses over $2,000 during the one financial year. Anyone can claim the tax offset: there is no upper limit on the amount you can claim, however it is now income tested. The rebate is currently 20 cents for every dollar over the $2000 threshold.
There is no upper limit on the amount you can claim, and it is not means or assets tested. Because this is a rebate rather than a tax deduction, you can claim this from the ATO even if you do not pay tax. As always, also check with your accountant or financial advisor.
Because this is a rebate rather than a tax deduction, you can claim this even if you do not pay tax. It is claimed at question T9 on your tax return. As always, be sure to check with your accountant or financial advisor. Further details can be found by clicking here
Melbourne IVF
268 Manningham Rd, Templestowe Lower VIC 3107
New Patient - (03) 9006 5570
Existing Patient - 03 9473 4444
Practice Hours:
Mon - Fri 7:00 am to 4:30 pm
Sat - by prior arrangement
All Rights Reserved | Dr Yousif Alyousif