Fees and Payment

Fees & Charges

When considering gynaecological or fertility treatment, the cost is an important factor alongside the quality of care and aftercare you will receive. The total expense will vary depending on whether you have Private Health Insurance with the appropriate level of cover, are uninsured, or plan to access your Superannuation under Compassionate Grounds.


Billing Types

For gynaecology or fertility treatments, you will fall into one of the following categories:

  • Private Insurance: If you have private health insurance that covers gynaecological or fertility services (typically a comprehensive or gold level of cover in Australia).
  • Uninsured: If you have ancillary cover only, lower hospital cover, or no private health insurance, you will be proceeding as an uninsured patient.
Fees & Payment

About Private Fee Patients

We treat private fee patients. Choosing to be a private patient offers several advantages:

  • Choice of Specialist: You have the ability to select your own treating specialist.
  • Hospital Affiliation: You can be treated at hospitals where our doctor is affiliated or serves as a visiting medical specialist.

After your hospital discharge, your care and follow-up appointments will be managed by your specialist and their team. These follow-ups can be conducted at:

  • Dr Alyousif's private clinic
  • Via Telehealth
  • Through your GP: Your GP can refer you for a Care Plan covering Allied Health Services, such as Dietetics, Psychology, and Nursing care.


As a private patient, our specialist will personally perform your surgery and oversee your care if you are admitted as an inpatient. All follow-up appointments will take place in our private rooms.


Fee Estimates

We provide informed financial consent to all patients prior to treatment. This includes a pre-treatment estimate of your surgical costs.


While the fees may vary based on the specific treatment plan, our practice’s fees are generally aligned with the Australian Medical Association’s recommended fee schedule. This often means there will be a ‘gap’ between our surgical fees and what is covered by Medicare and your private health insurance.


If you have any concerns about the fee estimate or any other billing issues, please speak with our staff. They can assist you in understanding the charges and rebate structures, making the process as smooth as possible.


All Fee Categories

Our practice fees for consultations or surgery are just one part of your overall treatment cost. Other potential fees may include:

  • Hospital Fees
  • Surgical Assistant Fees
  • Device Costs
  • Anaesthetist Fees
  • Diagnostic Tests (Radiology, Pathology)
  • Post-Operative Care


It’s important to check with your health fund to confirm what is covered under your plan for these additional services.


Patients with Private Health Insurance (for Gynaecology and Fertility)

Having private health insurance that covers gynaecology and fertility services is often the best option. It typically covers most inpatient hospital services and any additional needs, such as extended hospital stays, further tests or investigations, and medications.


If your private health insurance covers these services, it usually includes:

  • Hospital Theatre Costs: All costs associated with the products used in theatre, including surgical instruments and devices.
  • Hospital Stay: Your inpatient stay, whether on the ward or in intensive care units.
  • Anaesthetic Costs: Medications and devices used during anaesthesia.


Partial coverage may be provided for:

  • Hospital Medications: Including medications prescribed upon discharge.
  • Hospital Tests and Investigations: Partial cover towards inpatient blood tests or scans.
  • Allied Health Services: Depending on your level of cover, appointments with physicians may be partially covered.


There will likely be a gap for the following:

  • Surgeon Fee: An out-of-pocket cost, which will be quoted during your consultation.
  • Anaesthetic Fee: An out-of-pocket cost that can be quoted by your allocated anaesthetist.


Patients without Private Health Insurance (for Gynaecology and Fertility)

If you do not have the appropriate level of private health insurance, you have a few options:

  • Consultation and Waiting Period: You may choose to wait through the 12-month waiting period for your insurance to take effect.
  • Proceeding Uninsured: In some cases, you may proceed uninsured, depending on your medical suitability. Discuss this option with your surgeon.


Some costs may be partially covered by Medicare, such as:

  • Surgeon Fee: Medicare may contribute towards outpatient consultations and surgery.
  • Hospital Expenses: Including theatre costs, bed allocation, equipment costs, and additional services like pathology, radiology, and pharmacy.
  • Anaesthetic Fees: Partial Medicare rebate.


Early Access to Superannuation for Compassionate Reasons

Some patients may be eligible to use their superannuation to pay for out-of-pocket costs under compassionate grounds. Please discuss this option with your surgeon during your first consultation.

About Our Payment Policy

Our reception staff will be happy to advise you of the consultation fee upon booking an appointment over the telephone. Fees for consultation along with other necessary forms will also be sent to you for your convenience upon booking an appointment.


Surgical fees are billed directly to the Health Insurance Providers. Often there are additional fees for out-of pocket co-payments, these amounts may vary depending on the payment type and the complexity of your surgery or procedure. Patients will be advised, in writing, after the consultation, with a fee estimate and the amount of any gap payment.


Fees or programs available for uninsured patients are advised by the accounts manager upon request.


How to Pay

Payment on the day of consultation is much appreciated. For your convenience we accept a number of payment methods in the rooms, by online.

These payment methods include:

 

  • Credit Card: VISA, Mastercard, Amex 
  • Cheque or Cash
  • Electronic - EFTPOS, Pay Online (BPay)

Other Payment Choices

Medical Finance Options

While there are various medical finance specialists available to help fund medical procedures, we currently do not have any formal associations with these providers. We recommend that patients contact these providers directly to discuss their options and find the best solution for their needs.

Early Release Superannuation

Patients may apply to Centrelink for an early release of superannuation funds to cover part or all of the costs involved. More details can be found on the Centrelink website.


If you chose to apply for this, three documents need to be lodged:

Completed application form - click for more information

 

  • A letter of support from your General Practitioner
  • A letter of support from our clinic (we will provide this after your initial consultation)

 

Please note that processing time by Centrelink generally takes around 3 weeks, and allow a further 4-6 weeks for your superannuation fund to release the funds to your personal bank account.

ATO super

Tax Rebate Scheme For Medical Expenses

A significant rebate can be claimed through your end of year tax return if you incur medical expenses over $2,000 during the one financial year. Anyone can claim the tax offset: there is no upper limit on the amount you can claim, however it is now income tested. The rebate is currently 20 cents for every dollar over the $2000 threshold.


There is no upper limit on the amount you can claim, and it is not means or assets tested. Because this is a rebate rather than a tax deduction, you can claim this from the ATO even if you do not pay tax. As always, also check with your accountant or financial advisor.


Because this is a rebate rather than a tax deduction, you can claim this even if you do not pay tax. It is claimed at question T9 on your tax return. As always, be sure to check with your accountant or financial advisor. Further details can be found by clicking  here

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